10 years or 100,000 miles. That's what both my and my friends CR union said. Your best bet is to go through a CR union if you are a member because the interest rates will be much lower. Wells F**king Fagco wanted to charge me 11-14% interest when I just paid my car loan 3 years early through them. Bank of Americrap wanted 9.5 percent but then declined my loan because of the outstanding $5000 it was showing for my PAID OFF car. Went to my local CR union that I was a member of through work and they approved me without ANY problems @ 8.5% interest for a 3yr loan (I was loaning $6000. the other $6000 I paid as a down payment)